Insurance premiums for vans on downward trajectory

16th January 2026

Insurance premiums for vans have fallen by 8.9% in the last year, according to new data from Consumer Intelligence.

Its Van Insurance Price Index has revealed that average prices fell throughout 2025, with a three per cent decrease recorded in the final three months of the year.

Premiums have fallen for all age groups and across all policy types, with drivers under 25 seeing prices drop 9.5%, those between 25-49 benefiting from a 9.3% fall and over 50s seeing premiums decrease by 6.8%.

However, despite the fall in premiums, average van insurance prices remain 179% more expensive than when Consumer Intelligence launched its Index in 2014.

Trend

Laura Vas, senior insight analyst at Consumer Intelligence, said: “The deflationary trend accelerated through the fourth quarter of 2025, with premiums down significantly from earlier in the year.

“Market competition is intensifying as insurers adjust portfolios and manage claims costs. Consumer accessibility has improved materially, with over half of van drivers now able to source quotes below £750 – a meaningful improvement from a year ago.

“That is most noticeable among drivers aged 25-49 and younger drivers, where competitive offerings have proliferated. Leading intermediary insurer groups have maintained aggressive pricing strategies while direct insurers continue to compete vigorously in core segments.”